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Finance & Mortgage

What Are the Types of Mortgages in Quebec? An Overview Based on the Civil Code

Taking on a mortgage is one of the most significant financial decisions a Quebec homeowner will make. While often associated with buying a home, a mortgage in Quebec has a broader legal meaning, governed by the Civil Code of Quebec. To fully understand your rights and obligations, it’...

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2025-07-07
camion
Real estate

Happy moving, from your real estate broker.

This week, as many of you prepare to settle into a new home, we’d like to wish you a smooth transition. We know moving is a pivotal moment in your real-estate journey. The entire team hopes your move will be calm, efficient, and memorable. To make the process even easier, we’ve gather...

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2025-06-30
fevrier
Statistics

Unveiling February 2025: A Vibrant Real Estate Market and Key Insights for Agents

The real estate market in February 2025 experienced significant changes compared to February 2024. Overall, sales increased, while the number of active listings declined. Discover the key trends below. Source: APCIQ Monthly Statistics – February 2025 Total Sales on the Rise The total num...

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2025-03-10
taux_fed
Finance & Mortgage

Sixth Consecutive Policy Rate Cut, Now at 3%

The Bank of Canada has announced its sixth consecutive policy rate cut, continuing its monetary easing strategy in a context where inflation remains under control. This latest reduction aims to support economic growth and encourage investment, particularly in the real estate sector. However,...

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2025-01-29
foyer

Fireplace Regulations in Quebec

When choosing and installing a fireplace in a residence in Quebec, it is essential to consider provincial and municipal regulations that ensure safety, energy efficiency, and environmental impact reduction. This article outlines the main rules in effect and presents the various types of fireplace...

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2025-01-28
chalet

Buying a Second Home at the Foot of the Ski Slopes: What You Need to Know

The idea of acquiring a secondary residence at the foot of the ski slopes is enticing: a chalet to enjoy winter sports, a cozy retreat for getaways with family or friends, and perhaps even an investment opportunity. However, before diving in, it's important to consider the advantages and disadvan...

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2024-12-10
stat_novembre

Recovery of Property Sales in November 2024: A Striking Phenomenon

Rebound in Real Estate Sales in November 2024  The month of November 2024 marked a remarkable turning point in the real estate sector with a significant increase in transactional activity. With 920 recorded transactions, this represents a 46% increase compared to November of the previous yea...

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2024-12-09
double_représentation
Real estate

True or False: Can a real estate broker represent both a buyer and a seller in a real estate transaction?

True or False: Can a real estate broker represent both a buyer and a seller in a real estate transaction? When it comes to real estate transactions, the question of whether a broker can represent both the buyer and the seller often arises. This practice, called dual representation, has long been ...

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2024-12-06
changements_climatiques

House values increase faster in low climate risk areas

The value of houses is increasing faster in areas with low climate risk In the current context of climate change, real estate is a sector increasingly feeling the impact of environmental conditions. Recent observations indicate that the value of houses in areas identified as having low climate r...

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2024-12-04
vendre_decembre
Real estate

How to Prepare Your Property for Sale During the Holidays

How to Prepare Your Property for Sale During the Holidays Selling a property in the middle of the December holidays might seem like a big challenge with all the festive decorations adorning the house. However, with some clever tips, you can not only maintain the holiday spirit but also present yo...

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2024-12-03
tgv_main
Real estate

The Impact of the High-Speed Train Project Between Quebec and Toronto on Home Values

The proposed high-speed train (HST) project connecting Quebec City and Toronto has sparked much discussion and anticipation. One of the most pertinent questions is how this project might affect property values along the proposed route. In this article, we will explore various aspects of this ques...

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2024-11-05
offre_conditionnelle
Real estate

Can you accept other offers after a conditional offer to purchase?

When a homeowner receives an offer to purchase for their property, it can mark a pivotal moment in the sales process. But what happens if this offer is conditional and other buyers show interest? Can another offer be accepted? Let’s explore this in detail. What is a conditional offer to pu...

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2024-09-30
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